More frequently take the bus, bike, or foot. You just need to understand how to minimize your car usage and try to use public transport to save that extra few bucks.
Set aside as much money as you can each week for other expenses, and only use that amount. Dine at home or instead of heading to the movies, invite some pals around for a video night.
Spend less on unneeded bills. For example, check to see if you can lower the cost of your broadband package so that you pay less each month. Try switching your mobile connection from postpaid to prepaid as well.
Negotiate When your lease is renewed. Good tenants are what landlords want to keep. You don’t need a parking spot if you don’t drive. Offer to give it up in return for a rent decrease. The landlord might lease the area to a different tenant, who might want additional parking.
The best time to lower your debt is immediately following an increase in income. A loan transfer is yet another sensible choice you should consider. Transfer your loan to that bank if you find a lender who will offer you a lower interest rate than your present lender.
Pay down your smallest obligation first, adding any additional funds to it each month until it is paid off while continuing to make the minimum payments on your other bills.
For instance, if you have some free time, you might join Uber to make some quick cash, host your car and rent it out, establish a Youtube channel, or teach if you have a skill.